Stop! Your Lease Extension in South Normanton Could Be FREE

Many leaseholders in South Normanton are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in South Normanton has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for South Normanton lease extension


Why you should start your South Normanton lease extension today:

A South Normanton leasehold property depreciates with the years remaining on the lease.

When it comes to long leasehold premises in South Normanton, you are actually buying an entitlement to reside in a property for a set period of time. Modern flat leases typically tend to be for 99 years or 125. Even though this may appear like a lengthy period of time, you should think about extending the lease sooner as opposed to later. Accepted thinking is that the shorter the number of years is the cost of extending the lease becomes disproportionately more expensive especially when there are less than eighty years left. Anyone in South Normanton with a lease approaching 81 years remaining should seriously think of extending it without delay. When the lease term has below eighty years remaining, under the current legislation the freeholder is entitled to calculate and demand a larger premium, assessed on a technical computation, known as “marriage value” which is due.

South Normanton property with a lease extension is almost the same value as a freehold

Leasehold premises in South Normanton with over 100 years unexpired on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease is worth the same as a freehold interest in your premises. In such situations there is often little to be gained by purchasing the reversionary interest unless savings on ground rent and estate charges justify it.

Lenders may decide not to finance a property on a short lease

Banks and building societies are inclined not grant a mortgage on short residential leases. You most probably encounter difficulties where you want to sell your flat in South Normanton if the remaining term of your lease is under the criteria set by the majority of mortgage companies. Different lenders have varying criteria but in the main they are looking for a minimum remaining lease term of seventy years.

Lender Requirement
Barnsley Building Society
Chelsea Building Society
Coventry Building Society
Godiva Mortgages
Leeds Building Society

What makes us experts in South Normanton lease extensions?

Lease extensions in South Normanton can be a difficult process. We recommend you get professional help from a conveyancer and valuer with experience in this area.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring South Normanton lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

South Normanton Lease Extension Case Summaries:

Harry, South Normanton, Derbyshire,

Harry owned a studio apartment in South Normanton on the market with a lease of fraction over 59 years left. Harry informally spoke with his landlord being a well known Bristol-based freehold company for a lease extension. The landlord was keen to grant an extension on non-statutory terms taking the lease to 125 years subject to a new rent at the outset set at £150 per annum and increase every twenty five years thereafter. Ordinarily, ground rent would not be due on a lease extension were Harry to invoke his statutory right. Harry obtained expert advice and secured satisfactory resolution informally and readily saleable.

South Normanton case:

Last Winter we were called by Mr and Mrs. U Gómez , who was assigned a lease of a ground floor flat in South Normanton in April 1995. The dilemma was if we could shed any light on how much (approximately) price would be for a 90 year extension to my lease. Similar flats in South Normanton with a long lease were in the region of £166,400. The mid-range amount of ground rent was £60 billed annually. The lease concluded on 15 August 2080. Considering the 54 years as a residual term we estimated the premium to the landlord to extend the lease to be between £32,300 and £37,400 not including legals.

South Normanton case:

Mr Sam Brooks bought a first floor apartment in South Normanton in November 2004. We are asked if we could shed any light on how much (roughly) compensation to the landlord could be for a 90 year extension to my lease. Similar flats in South Normanton with a long lease were worth £227,800. The average ground rent payable was £45 billed monthly. The lease termination date was in 2091. Given that there were 65 years as a residual term we calculated the premium to the freeholder for the lease extension to be between £13,300 and £15,400 not including expenses.