Stop! Your Lease Extension in Teignmouth Could Be FREE

Many leaseholders in Teignmouth are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Teignmouth has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Teignmouth lease extension


Main reasons to commence your Teignmouth lease extension today:

A Teignmouth leasehold property depreciates with the years remaining on the lease.

When it comes to domestic leasehold premises in Teignmouth, you effectively rent it for a certain amount of time. In recent years flat leases are usually granted for 99 years or 125. Many leasehold owners become complacent as this seems like a lengthy period of time, you should think about extending the lease sooner rather than later. Accepted thinking is that the shorter the number of years is the cost of extending the lease gets disproportionately more expensive especially when there are less than 80 years left. Leasehold owners in Teignmouth with a lease nearing 81 years left should seriously consider extending it as soon as possible. Once the lease term has under eighty years remaining, under the current Act the landlord is entitled to calculate and charge a larger premium, based on a technical multiplication, strangely termed as “marriage value” which is due.

Teignmouth property with a lease extension is almost the same value as a freehold

Leasehold residencies in Teignmouth with in excess of one hundred years outstanding on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little upside in purchasing the freehold unless savings on ground rent and estate charges merit it.

Lending institutions may not lend with a short lease

Most banks have narrowed their lending criteria in the last ten years and borrowers are finding it increasingly difficult to raise finance or re-mortgage against flats with shorter lease terms, particularly under 75 years as they are considered to be unacceptable security.

Lender Requirement
Birmingham Midshires
Chelsea Building Society
Coventry Building Society
Leeds Building Society
National Westminster Bank

Get in touch with one of our Teignmouth lease extension solicitors or enfranchisement solicitors

Regardless of whether you are a tenant or a freeholder in Teignmouth,the lease extension experts that we work with will always be happy to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Teignmouth valuers.

Teignmouth Lease Extension Case Summaries:

Rebecca, Teignmouth, Devon,

Off the back of lengthy discussions with the freeholder of her leasehold apartment in Teignmouth, Rebecca started the lease extension process as the 80 year threshold was rapidly coming. The legal work was concluded in October 2014. The landlord’s charges were restricted to less than 700 pounds.

Teignmouth case:

Mr Samuel Clarke moved into a newly refurbished apartment in Teignmouth in March 2006. We are asked if we could shed any light on how much (roughly) compensation to the landlord could be to prolong the lease by a further 90 years. Identical premises in Teignmouth with an extended lease were in the region of £218,400. The average ground rent payable was £60 collected annually. The lease elapsed in 2085. Given that there were 59 years unexpired we approximated the premium to the landlord to extend the lease to be within £27,600 and £31,800 not including fees.

Teignmouth case:

Mr and Mrs. M Lewis bought a first floor flat in Teignmouth in February 2004. The dilemma was if we could estimate the price would be for a ninety year extension to my lease. Comparable properties in Teignmouth with 100 year plus lease were in the region of £205,000. The average amount of ground rent was £50 invoiced quarterly. The lease terminated on 18 February 2105. Considering the 79 years left we calculated the premium to the landlord for the lease extension to be between £7,600 and £8,800 not including legals.