Stop! Your Lease Extension in Thorpe Hesley Could Be FREE

Many leaseholders in Thorpe Hesley are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Thorpe Hesley has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Thorpe Hesley lease extension


Why you should commence your Thorpe Hesley lease extension today:

Increase your lease and increase your Thorpe Hesley property value

Thorpe Hesley leases on domestic properties are gradually losing value. Where your lease has in the region of ninety years left, you should start thinking about a lease extension. If lease term dips under 80 years, you will then be required to pay 50% of the property's 'marriage value' in addition to the usual cost of the lease extension to the landlord. Marriage value is the amount of extra value that a lease extension will add to the property. Leasehold owners in Thorpe Hesley will mostly qualify for a lease extension; however a solicitor should be able confirm if you qualify. In certain circumstances you may not be entitled. There are also strict timetables and steps to comply with once the process is initiated so it’s prudent to be guided by a lawyer during the process.

Thorpe Hesley property with a lease extension is almost the same value as a freehold

Leasehold premises in Thorpe Hesley with in excess of 100 years unexpired on the lease are often regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such circumstances there is often little to be gained by buying the freehold unless savings on ground rent and service charges justify it.

Mortgage lenders may not issue a mortgage with a short lease

The propensity since 2008 has been for lenders to tighten lending criteria across the board - this has extended to the property over which the home loan is to be charged. This has meant the unexpired lease term required by mortgage companies has increased. In the past banks were content with twenty years plus the term of the loan - routinely 50 year leases but those requirements have been chipped away by the requirement for longer and longer leases - many now have a minimum term of 75 years as a prerequisite.

Lender Requirement
Barclays plc
Barnsley Building Society
Godiva Mortgages
Leeds Building Society
Nationwide Building Society

What makes us experts in Thorpe Hesley lease extensions?

Regardless of whether you are a tenant or a freeholder in Thorpe Hesley,the lease extension lawyers that we work with will always be prepared to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Thorpe Hesley valuers.

Thorpe Hesley Lease Extension Example Cases:

Gabriel, Thorpe Hesley, South Yorkshire,

Gabriel was the the leasehold owner of a studio flat in Thorpe Hesley being marketed with a lease of fraction over 72 years unexpired. Gabriel informally spoke with his landlord being a well known local-based freehold company and enquired on a premium to extend the lease. The landlord indicated a willingness to grant an extension taking the lease to 125 years on the basis of a rise in the rent to £125 per annum. No ground rent would be due on a lease extension were Gabriel to invoke his statutory right. Gabriel procured expert legal guidance and was able to make a more informed decision and handle with the matter and sell the property.

Thorpe Hesley case:

In 2012 we were approached by Ms E Petit who, having bought a newly refurbished flat in Thorpe Hesley in June 2011. The dilemma was if we could estimate the compensation to the landlord could be for a ninety year extension to my lease. Comparative premises in Thorpe Hesley with an extended lease were worth £290,000. The average amount of ground rent was £60 invoiced quarterly. The lease concluded on 1 June 2106. Taking into account 80 years unexpired we approximated the premium to the freeholder for the lease extension to be between £13,300 and £15,400 not including costs.

Thorpe Hesley case:

In 2013 we were approached by Mr and Mrs. A Moreau who, having completed a one bedroom flat in Thorpe Hesley in February 2005. The question was if we could approximate the price could be for a 90 year extension to my lease. Identical homes in Thorpe Hesley with a long lease were in the region of £200,800. The average ground rent payable was £65 collected annually. The lease ended in 2086. Considering the 60 years remaining we approximated the compensation to the landlord for the lease extension to be between £20,900 and £24,200 exclusive of fees.