Stop! Your Lease Extension in Walderslade Could Be FREE

Many leaseholders in Walderslade are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Walderslade has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to start your Walderslade lease extension


Top reasons for lease extension now:

A Walderslade leasehold property depreciates with the years remaining on the lease.

When it comes to residential leasehold premises in Walderslade, you effectively rent it for a certain period of time. Modern flat leases are usually granted for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you should consider a lease extension sooner rather than later. Accepted thinking is that the shorter the lease is the cost of extending the lease gets disproportionately more expensive especially once there are less than eighty years remaining. Anyone in Walderslade with a lease drawing near to 81 years unexpired should seriously think of extending it sooner than later. When the lease term has under 80 years outstanding, under the current Act the landlord can calculate and charge a greater amount, assessed on a technical multiplication, known as “marriage value” which is due.

An extended lease is almost the same value as a freehold

It is conventional wisdom that a residential leasehold with more than one hundred years remaining is worth approximately the equivalent as a freehold. Where an further ninety years added to all but the shortest lease, the residence will be worth the same as a freehold for many years ahead.

Lenders may decide not to lend with a short lease

Lenders are really clamping down as regards to homes in Walderslade with short leases. For instance you might discover that their lending criteria are stricter and that they adjust interest rates depending on how many years are left on the lease. Some may even refrain from lending completely, so where you wanted to sell, your only options would be to find a cash purchaser, or try your luck at auction thus reducing your market.

Lender Requirement
Barclays plc
Barnsley Building Society
Birmingham Midshires
Virgin
Yorkshire Building Society

Why use us for your lease extension in Walderslade?

The conveyancing solicitors that we work with procure Walderslade lease extensions and help protect your position. A lease extension can be arranged to be completed to coincide with a change of ownership so the costs of the lease extension are paid for using part of the sale proceeds. You really do need expert legal advice in this difficult and technical area of law. The conveyancer we work with provide it.

Walderslade Lease Extension Case Summaries:

Arthur, Walderslade, Kent,

Arthur owned a conversion apartment in Walderslade on the market with a lease of a few days over 59 years remaining. Arthur informally spoke with his freeholder being a well known Manchester-based freehold company and enquired on a premium to extend the lease. The landlord was keen to grant an extension on non-statutory terms taking the lease to 125 years subject to a new rent to start with set at £200 per annum and increase every twenty five years thereafter. No ground rent would be payable on a lease extension were Arthur to exercise his statutory right. Arthur procured expert advice and was able to make an informed judgement and deal with the matter and readily saleable.

Walderslade case:

In 2014 we were phoned by Dr Tyler Hall who, having bought a studio flat in Walderslade in July 2002. We are asked if we could estimate the compensation to the landlord could be to extend the lease by a further 90 years. Identical properties in Walderslade with 100 year plus lease were in the region of £191,400. The mid-range ground rent payable was £55 billed quarterly. The lease expired in 2080. Taking into account 54 years outstanding we estimated the premium to the landlord for the lease extension to be within £34,200 and £39,600 exclusive of legals.

Walderslade case:

Last Spring we were e-mailed by Dr Joseph Ward , who moved into a ground floor apartment in Walderslade in November 2002. The dilemma was if we could estimate the price would be for a ninety year extension to my lease. Identical residencies in Walderslade with an extended lease were worth £295,000. The average ground rent payable was £45 collected per annum. The lease terminated on 20 August 2100. Taking into account 74 years remaining we approximated the premium to the freeholder to extend the lease to be between £9,500 and £11,000 exclusive of expenses.