Stop! Your Lease Extension in West Cross Could Be FREE

Many leaseholders in West Cross are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in West Cross has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your West Cross lease extension


Top reasons for lease extension now:

A West Cross lease depreciates with the years remaining on the lease.

With a domestic leasehold premises in West Cross, you are in fact renting it for a certain amount of time. These days flat leases are usually granted for 99 years or 125. Many leasehold owners are unconcerned as this seems like a lengthy period of time, you should think about a lease extension sooner as opposed to later. Accepted thinking is that the shorter the number of years is the cost of extending the lease increases markedly especially when there are less than 80 years left. Leasehold owners in West Cross with a lease nearing 81 years remaining should seriously think of extending it without delay. When a lease has fewer than 80 years remaining, under the current Act the freeholder is entitled to calculate and demand a greater amount, assessed on a technical calculation, known as “marriage value” which is payable.

West Cross property with a lease extension has roughly the same value as a freehold

It is conventional wisdom that a property with over 100 years remaining is worth approximately the equivalent as a freehold. Where an further 90 years added to all but the shortest lease, the residence will be worth the same as a freehold for many years in the future.

Lenders will not issue a mortgage with a short lease

Mortgage companies are making their criteria more stringent and many now expect flats to have at least 60 if not 70 years left at the end of the mortgage. Considering many flats in West Cross were built in the fifties, sixties and seventies as a result many now need to be extended if they wish to get a mortgage.

Lender Requirement
Barnsley Building Society
Halifax
Leeds Building Society
Santander
Yorkshire Building Society

What makes us experts in West Cross lease extensions?

Lease extensions in West Cross can be a difficult process. We recommend you secure guidance from a conveyancer and surveyor with experience in lease extensions.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring West Cross lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

West Cross Lease Extension Case Studies:

Eli, West Cross, Swansea,

Eli owned a 2 bedroom apartment in West Cross on the market with a lease of just over fifty eight years left. Eli on an informal basis contacted his landlord a well known local-based freehold company and enquired on a premium to extend the lease. The freeholder was keen to give an extension on non-statutory terms taking the lease to 125 years on the basis of a new rent to start with set at £200 per annum and doubled every twenty five years thereafter. No ground rent would be due on a lease extension were Eli to invoke his statutory right. Eli obtained expert advice and secured an acceptable resolution without resorting to tribunal and ending up with a market value flat.

West Cross case:

Last year we were e-mailed by Dr R Vincent , who took over the lease of a purpose-built apartment in West Cross in June 2012. The question was if we could approximate the price would likely be to prolong the lease by a further 90 years. Identical residencies in West Cross with 100 year plus lease were worth £205,000. The average amount of ground rent was £50 collected per annum. The lease ran out on 23 March 2104. Taking into account 78 years outstanding we calculated the compensation to the freeholder for the lease extension to be between £8,600 and £9,800 exclusive of expenses.

West Cross case:

In 2009 we were called by Mr R Nguyen who, having purchased a first floor flat in West Cross in January 2010. We are asked if we could shed any light on how much (approximately) premium would likely be for a ninety year lease extension. Comparable residencies in West Cross with a long lease were in the region of £267,600. The mid-range ground rent payable was £65 collected every twelve months. The lease terminated on 19 February 2093. Considering the 67 years left we calculated the premium to the landlord to extend the lease to be between £14,300 and £16,400 exclusive of legals.