Stop! Your Lease Extension in Wombourne Could Be FREE

Many leaseholders in Wombourne are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Wombourne has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Wombourne lease extension


Main reasons to start your Wombourne lease extension today:

Increase your lease and increase your Wombourne property value

The basic rule is, all other things holding equal, the shorter the lease the more expensive the premium. Qualifying leaseholders in Wombourne may extend the lease for an additional 90 years under the 1993 Leasehold Reform Act. Do give careful consideration before delaying your Wombourne lease extension. Postponing that expense today simply increases the amount you will ultimately have to pay for a lease extension.

An extended lease is almost the same value as a freehold

Leasehold residencies in Wombourne with more than 100 years left on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little to be gained by buying the reversionary interest unless savings on ground rent and maintenance charges justify it.

Lending institutions will not issue a mortgage on a short lease

Banks and building societies vary in their lending requirements. Some set the bar at 75 years remaining on the lease; others may be happy with anything with more than seventy years. Below sixty years, it may be impossible to get a mortgage at all.

Lender Requirement
Barclays plc
Barnsley Building Society
National Westminster Bank
Nationwide Building Society
Virgin

Get in touch with one of our Wombourne lease extension solicitors or enfranchisement solicitors

Irrespective of whether you are a tenant or a landlord in Wombourne,the lease extension solicitors that we work with will always be prepared to discuss any residential leasehold matters and offer you the benefit of their in-depth market knowledge and the close ties they enjoy with Wombourne valuers.

Wombourne Lease Extension Case Summaries:

Jennifer, Wombourne, Staffordshire,

Following unsuccessful correspondence with the freeholder of her ground floor apartment in Wombourne, Jennifer initiated the lease extension process as the 80 year deadline was swiftly nearing. The lease extension was concluded in June 2014. The freeholder’s costs were restricted to approximately 700 pounds.

Wombourne case:

Mr and Mrs. C Lewis owned a ground floor apartment in Wombourne in May 2008. The dilemma was if we could approximate the premium would likely be to prolong the lease by an additional years. Comparative residencies in Wombourne with 100 year plus lease were worth £264,000. The average amount of ground rent was £60 collected every twelve months. The lease ran out on 24 September 2079. Having 53 years as a residual term we estimated the compensation to the freeholder to extend the lease to be between £37,100 and £42,800 not including costs.

Wombourne case:

In 2011 we were contacted by Mr and Mrs. N Michel who, having owned a ground floor apartment in Wombourne in February 2000. The dilemma was if we could approximate the compensation to the landlord could be to extend the lease by an additional years. Identical homes in Wombourne with a long lease were worth £220,400. The mid-range amount of ground rent was £45 billed monthly. The lease elapsed on 7 October 2090. Having 64 years as a residual term we approximated the compensation to the landlord for the lease extension to be between £15,200 and £17,600 not including legals.