Stop! Your Lease Extension in Wootton Bridge Could Be FREE

Many leaseholders in Wootton Bridge are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Wootton Bridge has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Wootton Bridge lease extension


Main reasons to commence your Wootton Bridge lease extension today:

A Wootton Bridge leasehold property depreciates with the years remaining on the lease.

When it comes to residential leasehold property in Wootton Bridge, you are actually buying an entitlement to live in a property for a set period of time. In recent years flat leases are usually granted for 99 years or 125. Even though this may appear like a lengthy period of time, you should think about a lease extension sooner as opposed to later. The general rule is that the shorter the lease is the cost of extending the lease increases markedly notably once there are fewer than 80 years remaining. Leasehold owners in Wootton Bridge with a lease approaching 81 years remaining should seriously consider extending it sooner than later. When the lease term has less than eighty years remaining, under the current statute the landlord is entitled to calculate and charge a larger amount, based on a technical computation, known as “marriage value” which is due.

Wootton Bridge property with a lease extension is almost the same value as a freehold

It is conventional wisdom that a residential leasehold with more than one hundred years unexpired lease term is worth roughly the same as a freehold. Where an additional 90 years added to all but the shortest lease, the premises will be equivalent in value to a freehold for many years ahead.

Lenders may not grant a mortgage on a short lease

The trend since over the last decade has been for lenders to tighten lending requirements across the board - this has extended to the property over which the mortgage is to be charged. This has meant the minimum number of years remaining under the lease required by banks has increased. In the past banks would lend on a lease with twenty years plus the term of the loan - routinely fifty year leases but those requirements evolved by the requirement for lengthy leases - many use a minimum term of 75 years as a prerequisite.

Lender Requirement
Accord Mortgages
Chelsea Building Society
Halifax
Skipton Building Society
Yorkshire Building Society

Why use us for your lease extension in Wootton Bridge?

Lease extensions in Wootton Bridge can be a difficult process. We recommend you get guidance from a conveyancing solicitor and surveyor well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge dealing with Wootton Bridge lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Wootton Bridge Lease Extension Example Cases:

Tyler, Wootton Bridge, Isle Of Wight,

Tyler was the the leasehold owner of a 2 bedroom apartment in Wootton Bridge on the market with a lease of a few days over 61 years left. Tyler on an informal basis approached his landlord a well known Manchester-based freehold company for a lease extension. The freeholder was prepared to give an extension on non-statutory terms taking the lease to 125 years subject to a new rent initially set at £200 per annum and increase every twenty five years thereafter. No ground rent would be payable on a lease extension were Tyler to invoke his statutory right. Tyler procured expert legal guidance and was able to make an informed decision and deal with the matter and ending up with a market value flat.

Wootton Bridge case:

In 2013 we were e-mailed by Mrs B Alexander who, having completed a one bedroom flat in Wootton Bridge in April 2008. We are asked if we could shed any light on how much (approximately) price would be to extend the lease by an additional years. Similar homes in Wootton Bridge with an extended lease were worth £250,000. The average ground rent payable was £50 invoiced monthly. The lease lapsed in 2095. Taking into account 69 years outstanding we calculated the premium to the landlord for the lease extension to be between £9,500 and £11,000 not including professional charges.

Wootton Bridge case:

Last Winter we were e-mailed by Dr Max Rivera , who owned a studio flat in Wootton Bridge in November 2004. We are asked if we could approximate the price would likely be for a ninety year extension to my lease. Similar properties in Wootton Bridge with 100 year plus lease were in the region of £285,000. The average amount of ground rent was £55 invoiced annually. The lease expiry date was in 2106. Having 80 years unexpired we calculated the compensation to the landlord to extend the lease to be between £12,400 and £14,200 exclusive of professional charges.